Terms of Use

1. Acceptance of terms

By creating an account, you confirm you are 18+ years old and accept these Terms of Use and the Privacy Notice.

2. Service description

Arthnitiq provides financial planning and educational tools. It does not provide financial advice, execute transactions, or recommend specific products.

3. User responsibilities

You are responsible for: the accuracy of data you enter, maintaining your account security, and seeking professional advice for financial decisions.

4. Limitation of liability

Arthnitiq is provided "as is" without warranties. We are not liable for decisions made based on planning outputs.

5. Account termination

You may close your account at any time. We may suspend accounts that violate these terms.